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Before applying for an airline credit card, you need to ask yourself two questions:

1. What benefits are available from the largest airline in my area?

2. Which airline credit card would let me reap the greatest benefits quickly?

A credit card sponsored by an airline usually only allows you to collect points to use on that specific airline. That will be convenient, efficient and economical for you if that particular airline controls the majority of the destination routes from your area. On the other hand bank sponsored credit cards allow you more freedom, in that the bonus point you earn on them, could usually be used on a wide range of airlines. If there’s no dominant airline in your area, then a bank credit card will be more beneficial to you. Something else to consider is that a bank credit card will often require a lower number of air miles before you can use them for travel. However, use extreme caution in reading the fine print on a bank sponsored credit card.

Air miles credit cards can be very beneficial to those that travel frequently for business. With these types of credit cards you accumulate rewards in the form of points that can be redeemed for air miles. Simply use your credit card to purchase your airline ticket, and all the other necessary goods and services, and you’ll be able to collect a lot of miles. With airline credit cards you usually get extra points for paying for your airline ticket with the credit card. You can then use the air miles to get future free or discounted trips to the destination of your choice. As an added incentive, airline credit cards often offer bonus air miles at selected stores, or on specific travel destinations. Usually, both airline and bank sponsored cards give bonus air miles when you sign with their company.

Just about every major credit card company have different levels of air miles credit card offers, something like standard, gold and platinum. Airlines and air miles credit cards usually have a membership or annual fee that varies greatly depending on the type of credit card. Which means that the better the option and benefits to you, the higher the fee would be. You can get a high credit limit with gold or platinum credit card, but of course the membership and annual fees will also be higher and these add up quickly.

You can very often get introductory offers for 0% APR air miles credit cards. They do that simply because they want your credit card business. But those interest rates go up quickly after the introductory period, so if interest rates are of concern to you, an air miles credit card might not be the right choice for you, since the interest rates tend to be very high. Many air miles credit cards also have a minimum number of miles that have to accumulate before you receive a free or discounted trip. Be sure to read the fine print and make sure that you understand all of the stipulations.

There are some disadvantages to having an air miles credit card. As we mentioned earlier, these credit cards usually have much higher interest rates than standard credit cards, which can add up quickly if you don’t pay off the entire balance each month. And unfortunately it is always tempting to use the air miles credit card for unnecessary purchases in order to accumulate points to be exchanged for air miles. As with all credit cards, air miles credit cards have to be used responsibly in order for the cardholder to reap the benefits.

Magaret Phillips is a regular contributor for the Credit Card Guide and Information Pages

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Currently we use electronic monitoring devices to see inside of truck trailers and cargo containers, not all of them, as we do not have the resources, but suspicious ones. We use these scanning systems to looking into border crossing trucks and questionable shipping containers. This works pretty well. However with the future of new materials we will be able to view the inside of containers and trucks using a device which sends and electrical pulse towards Truck Trailers and Cargo Containers, which have been made out of Carbon Nano Sheets, the material will remain opaque until which time a certain frequency is introduced. These carbon nano tube constructed sheets will be 50 times the strength of steel and as thin as a few sheets of paper. I propose we make these carbon nano tube sheets with visible manufactured memory technologies, which give us a product, which will become literally invisible or transparent upon introduction of a certain frequency.

A police car driving down the road, a weigh station or border crossing will have these frequency systems set to look inside upon entering the inspection stations or while driving if it is felt necessary. All truck trailers and cargo containers thru attrition and by 2020 would be required to be made out of such materials if they crossed our nations borders. Although this technology is not completely available yet, it is well within the potential attributes of such materials and within the realm of possibilities, therefore I suggest we start thinking on it.

Lance Winslow

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The fight or flight response is a natural response to danger. Our bodies are created to fight or flee when danger is upon us, such as being attacked by a mountain lion. When faced with this kind of danger, the stress hormones pour into our body, causing some blood to leave our brains and organs and go into our arms and legs. This is vital to us if we are actually being attacked by a mountain lion or a mugger. The problem is that this same response occurs when we become afraid in other situations, such as conflict with a partner.

When in conflict with a partner, we need to have the full capacity of our minds to deal rationally and lovingly with the situation. Yet the moment we become afraid, some of the blood leaves our brain, we cannot think as well, and we automatically go into fight or flight. That is when partners tend to fight or withdraw, neither of which leads to conflict resolution.

Obviously, fighting or fleeing is not the best way of dealing with conflict. Yet when fears are triggered - fears of losing the other through rejection or abandonment, or of losing yourself and being controlled by your partner - the stress response is automatically activated and you find yourself fighting or shutting down. Now matter how much you tell yourself that next time you will respond differently, the moment fear is activated you automatically attack, defend, yell, blame, or shut down through compliance or withdrawal.

What can you do about this?

There are two solutions to this dilemma.

The moment there is tense energy between you and your partner, it is best for both of you to walk away from the conflict for at least 15 minutes. During this time, you can calm down and do some inner work. As the stress response leaves your body, you can think better. This allows you to open to learning about your end of the conflict. Once you are clear about what you are doing that is causing the problem and what you need to do differently, you can reconnect with your partner and talk it out. Sometimes there is not even anything to talk out because the conflict was about the fight or flight rather than about a specific issue. More often than not, it is the stress response itself that is the issue. When you take the time to calm down, you might be able to apologize for your anger, blame, defensiveness or withdrawal, and the conflict is over.

The second solution is a longer-term solution. This is about doing enough inner work, such as the Inner Bonding process that we teach, so that your fears of rejection, abandonment, and engulfment gradually diminish. The more you learn to value yourself rather than expect your partner to define your worth and lovability, the less fear you have of rejection. The more you learn to take loving care of your own feelings and needs, the less dependent you are upon your partner. When your fear of rejection diminishes, so does your fear of engulfment. People give themselves up and allow themselves to be controlled and consumed by their partner as a way of avoiding rejection. When rejection is no longer so frightening, you will find that your fear of being controlled diminishes.

The less fear you have, the less you will be triggered into the stress response of fight or flight. The more secure you feel within due to learning to value yourself and learning to take loving care of yourself, the less fear you will feel in the face of conflict. This is when you stop being so reactive and are able to remain open and caring in the face of conflict.

There is no point in continuing a conflict when one or both of you are coming from fear. Continuing a conflict when the fight or flight response is activated will only erode your relationship. Until you can stay open-hearted in a conflict, it is best to continue to follow through on the first solution - taking a time-out until you feel open-hearted.

Margaret Paul, Ph.D. is the best-selling author and co-author of eight books, including “Do I Have To Give Up Me To Be Loved By You?” and “Healing Your Aloneness.” She is the co-creator of the powerful Inner Bonding

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